Personal Loans
Personal Loan is associate unsecured loan for private use that doesn't need any security or collateral and may be availed for any purpose.
Konark Commercial Ltd Relationship Beyond Finance
Comes to Instant funds
Obtaining a loan is a quick process with our efficient loan solutions. If you've been stressed about a lingering issue for days or months, worry no more. Our digital instant loan solution addresses your needs, provided your documents meet our criteria. Ensure you submit all the necessary documents for a swift process.
We build meaningful connections with our clients
Comes to Instant funds
Obtaining a loan is a quick process with our efficient loan solutions. If you've been stressed about a lingering issue for days or months, worry no more. Our digital instant loan solution addresses your needs, provided your documents meet our criteria. Ensure you submit all the necessary documents for a swift process.
ABOUT US
Welcome to Konark Commercial Ltd, experts in risk-free
loans with easily understood terms. We offer personal
loans, business loans, home loans, and loans against
properties throughout different regions of India.
Our mission is to provide swift and easy borrowing
options alongside the most competitive rates in the
industry, made possible by our long-standing
relationships with top-tier banks and non-banking
financial companies (NBFCs). With years of experience in
the financial services industry, we guarantee the most
affordable rates, easy documentation, and quick
approvals.
We offer tailored guidance throughout the entire process
because we know that everyone has different financial
goals. Be it funding your business, managing a crisis,
or realizing personal milestones, we ensure specialized
consultation for every client.
Founder & CEO
Trusted Loan Help
info@konarkfinserv.comHOW IT WORKS
Working Process of Konark Commercial Ltd!
Offers
WHAT WE ARE OFFERS
We offer a loan for different purposes so that a personal loan amount can be used for multiple purposes. You can choose a loan per your requirements and where you want to use it. So, we provide loans for different purposes as follows.
Types of Instant Loans from Konark Finserv
Our Main Services
Business Loans
Business loan is a financial product designed to provide funding to businesses for various purposes, such as expansion, working capital, equipment purchase, or inventory management.
Loan Against Property
Konark Commercial Ltd offers loan against property for fulfilling personal needs such as meeting expenditure on education, marriage, healthcare etc.
Trusted By
Rates & Charges
How is APR determined?
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
Working of Our Rates & Fees
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.
Monthly Payment Example
| Tenure | Loan Amount | Interest Rate | Admin Fees | APR | Amount Deposite | EMI | Total Interest |
| 12 Months | Rs.1,00,000 | 2% | Rs.1000 | 24% | Rs. 99000 | Rs. 9456 | Rs.13472 |
Documents Required Eligibility Criteria
DOCUMENTS REQUIRED
- Indian resident
- Salaried Employee
- Above 21 years of age
- Savings Bank Account Holder
- Fair CIBIL Score
- Valid Documents
DOCUMENTS REQUIRED
- Completely filled personal loan application. Indian resident
- PAN Card
- Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
- Bank statements for the last 3 months of salary account.
- Salary Slips of last 6 months.